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clementzhangreales
May 2, 20230 min read


How to Avoid Spam Calls (Trigger Leads)
If you’ve recently submitted a mortgage application, you may have noticed you’ve begun receiving an influx of phone calls and emails from...
clementzhangreales
Apr 7, 20231 min read


Fed raises rates a quarter point, expects ‘ongoing’ increases
The Federal Reserve on Wednesday raised its benchmark interest rate by a quarter percent age point and gave little indication it is...
clementzhangreales
Feb 2, 20231 min read


Effective Federal Funds Rate
The federal funds market consists of domestic unsecured borrowings in U.S. dollars by depository institutions from other depository...
clementzhangreales
Feb 2, 20231 min read


Inflation isn't going away any time soon and the Fed may have to clamp down on it even harder.
https://www.businessinsider.com/inflation-outlook-fed-interest-rates-markets-economy-investing-hikes-2022-5 Data this week showed...
clementzhangreales
May 16, 20221 min read


Know today's mortgage rate
While there are many factors determining your final mortgage rate for a loan, it's always good to know beforehand the current "benchmark"...
clementzhangreales
Feb 21, 20211 min read


The CFPB is always your friend!
The Bureau of Consumer Financial Protection (CFPB) is an independent bureau within the Federal Reserve System that empowers consumers...
clementzhangreales
Feb 21, 20211 min read
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