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ABOUT
DCapital Lending
DCapital Lending is mainly focusing on Texas residential mortgage lending with professional service for our valued customers. We serve residential purchase loans, refinance loans, stated income loans and foreign-national loan programs.
We have partnered with over 20 investors and we believe our multiple loan programs can help you qualify for your most suitable loan program with your financial needs. We provide free mortgage consulting at your best convenience, and our goal is to close your mortgage loan with best possible rate within fast and easy time frame.
WHY US
There are a lot mortgage lenders and brokers there. Why you should use us? Here are some simple reasons:
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Best possible low rate: We have worked with over 20 investors and each invesor provide best possible low rate per day. We will lock your rate based on today's market to make sure our rate is unbeatable.
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Free Consulting: Firt time home buyer can be stressful. We provide free consultation to walk you through the whole process. We would based on your own financial background to structure your loan program and suggest you a better and more affordable mortage.
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More choices: Poor credit score, or foreigners with no tax return or FICO score. No worries. We have more loan programs to suit your needs.
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Fix credit score, close quicker: We have different supporting team. You will have no problem reach out to us within expectations. We try best to help you.
Our Team
Clement Zhang, President
NMLS# 2108488
Clement is the President of DCaptial. He is a licensed mortgage loan officer(in Texas and California), licensed Texas real estate agent and also owns extensive experience in real estate investment. Clement holds a Ph.D. degree in Computational and Applied Mathematics from The University of Texas at Austin. He also has years of experience in digital and information technology in oil & gas industry. His science and engineering background can bring to clients extensive and insightful perspectives in real estate.
Gabrielle Ying Li, VP | Senior Loan Officer
NMLS# 1384137
512-917-5682
Gabrielle Ying Li oversees the whole mortgage origination business inside DCapital. She is a senior and experienced Loan Originator, with 10+ years experience, who has gained all perspectives in mortgage lending, including best interest rate loan program, stated income loan program and foreign national loan program. Her fast and efficient working style has gained customer's greatest appreciation.
Keming Zhang, Loan Processor